CELEBRATING 35 YEARS               318,000+ CLIENTS               ONE CONSTANT: YOU               $158+ BILLION MOVED ANNUALLY               SINCE 1991               CELEBRATING 35 YEARS               318,000+ CLIENTS               ONE CONSTANT: YOU               $158+ BILLION MOVED ANNUALLY               SINCE 1991               

Experience the NatPay difference

Online ACH & Document Distribution Solutions

Since 1991, NatPay has been a trusted leader in ACH and Document Distribution Solutions, processing over $158 billion annually for more than 318,000 clients nationwide.

Quick access

How Can We Help You Today?

Employees

Find My Pay Stub or W-2

Looking for your online pay stub or W-2? Your employer provides your personal login link and sign-in details.

Employee Login Help

Clients

Log In to My Account

Sign in to your NatPay accounts to manage direct deposit or pay your NatPay invoice online.

My.DirectDeposit.comClient Bill Pay

Processors

Forms, Guides & Support

Download forms and processor guides, check bank holidays, and find answers in our Help Center.

Help CenterForms & Downloads

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See NatPay in Action

See how NatPay can save your business time and money with a free demo.

Schedule a Free Demo

Everything you need in one convenient Package

Solutions. Service. Stability.

Payment solutions that scale with you, live service when you need it, and the stability of a partner trusted since 1991.

ACH Solution

NatPay’s ACH solution streamlines payments with speed, accuracy, and security for businesses of all sizes.

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Direct Deposit

NatPay’s payroll direct deposit ensures fast, secure, and reliable employee payments nationwide.

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Wires/Reverse Wires

Our wire services enable rapid, secure transfers and efficient reverse wire funding for streamlined cash management.

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Escrow Accounts

Our escrow solutions provide secure, compliant fund management with full transparency and control for complex transactions.

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Document Management

Streamline your workflow with Doculivery: a comprehensive document and process management system.

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Online Pay Stubs

NatPay’s online pay stubs offer secure, paperless payroll access for seamless efficiency and convenience.

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E-Statements

Securely deliver statements and documents electronically to your customers or employees.

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Online Tax Forms

With online W-2s, 1099s, and other important tax forms, organizations begin to save time, money, and the environment.

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Online Billing

NatPay’s Click-To-Pay enables fast, secure, and convenient online payment processing.

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Sign Up For A FREE Demo

Learn how we can save you time and money. Join over 318K customers who trust in NatPay!

Let’s Work TogetherLet’s Work Together

Payroll FileEmployeeWages paidVendorInvoice paidBankFunds settledPayments delivered

Real solutions for businesses from start-up to enterprise levels

Trusted By 318,000+ Companies & Leading Platforms

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SAP logo, NatPay ACH payment integration partner
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Solutions by need

Built Around How Your Business Pays

Whether you run payroll, pay vendors, collect from customers, or deliver documents, start with the solution that fits your team.

Payroll Solutions

Direct Deposit Plus, electronic pay stubs, and payroll pay cards from the pioneer in payroll distribution since 1991.

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Accounts Payable

Pay vendors by ACH, virtual card, check, or e-check, with automated invoice processing and a dedicated vendor portal.

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Accounts Receivable

Automated invoicing and Click-To-Pay let customers pay electronically, so you get paid faster with simpler reconciliation.

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Document Management

Securely deliver, store, and manage pay stubs, tax forms, and business documents through Doculivery.

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NatPay payroll pay cards with custom company logo for employee direct deposit

a better way to pay

FREE Direct Deposit With NatPay Pay Cards

Payroll Pay Cards – A direct deposit solution for employees without bank accounts and a whole lot more!

Employer Benefits

NatPay Pay Cards offer cost savings, enhanced security, seamless integration, and a fully paperless payroll solution.

Employee Benefits

NatPay Pay Cards provide employees with free ATM access, fraud protection, multiple deposit options, 24/7 support and more!

Real-time pay, simplified

Instant Payments With NatPayNOW

Pay employees and vendors in seconds over RTP® and FedNow®, using the same NACHA files you already send, with no system overhaul.

No Additional Setup

Keep your standard NACHA file and current system. NatPayNOW picks the fastest instant payment path for each transaction.

Funds in Seconds

Funds are available within seconds at supported banks, with a 6 PM ET late-day cutoff for last-minute payrolls.

Fail-Safe Delivery

Any deposit that can’t go instant is automatically reprocessed for next-day delivery, so you’re always covered.

financial solutions and services

We've Got You Covered

$158B+

Processed annually

ACH Leader

In business since 1991, NatPay remains a top leader in ACH & Document Distribution Solutions processing $158+ billion annually for 318,000+ ACH clients nationwide.

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Major insurance carriers

Insured & Audited

NatPay is insured through three major insurance carriers, and uses a third-party accounting firm to perform annual audits of its records.

SOC 1

SSAE 18 Type 2 examined

Compliant

NatPay is HIPAA compliant, and a SSAE 18 (SOC 1) Type 2 examined organization for both ACH and Document Distribution Solutions.